Banking and Finance Institutions

From Credinvest Bank to innovate with value: when investments meet tailoring.

20 July 2025

Curated by Editorial Team

In the heart of Ticino's financial center, nestled between Swiss rigor and entrepreneurial creativity, lies a bank that has made the balance between innovation and relationships its hallmark. Credinvest Bank, with offices in Lugano and Zurich, is today a point of reference for those seeking customized finance, capable of looking far ahead without losing its connection to the local community. Growth has been built step by step, with an independent model, a flexible structure, and a corporate culture that puts people at the center, both inside and outside the organization.

One bank, two souls: private and institutional banking

Credinvest Bank's value lies in its ability to integrate two fundamental dimensions of finance: on the one hand, private banking, focused on personalized advice and relationship management; on the other, an advanced institutional offering designed for entrepreneurs, external asset managers, brokers, funds, and banks requiring tailored, rapid, and performance-oriented solutions.

In 2024, The bench The bank achieved 10% revenue growth, reaching CHF 21 million, and consolidated net profit of CHF 3,4 million. These figures reflect not only solidity but also a clear vision, based on solid foundations: the Tier 1 Capital Ratio is over 30% and the ratio of eligible to required equity is 290%. Furthermore, client assets have more than doubled compared to 2023, reaching CHF 3.54 billion.

Private Banking: The Art of Listening and Service

When the customer experience risks becoming impersonal, in an age dominated by automation, Credinvest Bank chooses authentic relationships.

"How do we start?" With a conversation. A genuine exchange to understand objectives, analyze potential, and build a growth path together. The result is a tailored service, built on direct relationships with consultants, portfolio managers, and even the General Management, who are always accessible.

The bank offers:

A quick and efficient onboarding process;
A wide selection of quality financial products and instruments;
A highly customizable proprietary e-banking;
Online trading and market room with direct access for clients and external asset managers;
Artificial Intelligence to support wealth management;
Exclusive experiences, tailor-made events, and sincere attention to what truly matters to each client.

A proposition that combines expertise, technology, and empathy to make every investment an opportunity and every relationship a story of lasting trust.

One ecosystem, multiple investment opportunities

On the institutional front, Credinvest Bank has established itself as a boutique capable of efficiently supporting entrepreneurs, external asset managers, family offices, funds, brokers, and banks at every stage of the investment process.

It offers a complete ecosystem for structuring and securitizing investment ideas, even unconventional ones, thanks to:

9 securitization vehicles active in 6 jurisdictions;
An infrastructure ready for private and public issuance;
Digital and traditional platforms integrated with the internal banking system;
Fast implementation times and end-to-end support on every product released.

An offering designed for those seeking a proactive, fast, and flexible partner. And, above all, one capable of transforming an investment idea into a concrete business opportunity.

Corporate culture and human capital: a new concept of banking

Under the leadership of Alex Oberholzer, General Manager, Credinvest Bank has undertaken a profound cultural shift. "We wanted a bank where people had a voice, where ideas didn't just come from the top. Today, this is a reality, and it's what I'm most proud of. A bank that puts people before numbers. A bank that knows how to listen and transform, that has the courage to innovate, even where others stand still."

The result is a positive and inclusive work environment, where we invest in well-being, training, and team spirit: from sports courses to team building in the snow, from the introduction of a corporate coach to family activities.

In 2024, the workforce grew by 23%, thanks in part to partnerships with Ticino universities and universities such as Cattolica and Bocconi, confirming the bank's desire to become the employer of choice in Lugano and beyond.

Art, identity, vision

This vision has also taken tangible form, transforming the Lugano headquarters into an urban icon. With the "Astro Credy" project, Credinvest Bank created the first street art work on glass in Switzerland, designed by Yuri Catania: a 550-square-meter work that uses art to convey the values of innovation, inclusion, and progress that inspire the bank.

A project that also involved employees and their families, and which has found continuity in the new Zurich headquarters at Talacker 35, a testament to the Institute's growth and ambition.

Credinvest Bank looks to the future with a clear strategy: to consolidate its presence in the Swiss and international markets through strategic partnerships, strengthening internal expertise, and pursuing geographic growth while maintaining strong ties to the local community. This is not just an expansion plan, but a coherent vision built on values, relationships, and the ambition to innovate.